メッセージ Also, look for that bargain table at the front of the store packed with items around 50 percent off of the regular price. Insurance is confusing to start with, and yes it is constantly changing. This can be a common occurrence as January 1 kicks off a whole new year of pharmacy benefits and beneficiaries are locked in (with minor exceptions obviously called qualifying life events or QLEs) until the next open enrollment season in November.
http://papers.ecrc.nsysu.edu.tw/node/1306